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Federal and state exams inspect financial institution websites for compliance with
consumer protection laws and regulations such as: Truth in Lending, Truth in Savings, and Fair Housing Act. Audits should be performed regularly to avoid noncompliance penalties and potential lawsuits arising from consumer protection requirements. Our web compliance audit will check to ensure that every page of your website passes
regulations.
Areas audited:
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- Equal Housing Lender Logo Disclosure
- NCUA Insurance Disclosure Requirements
- Nondeposit Investment Product Requirements
- Equal Credit Opportunity Act (Regulation B)
- Home Mortgage Disclosure (Regulation C)
- Reserve Requirements of Depository Institutions (Regulation D)
- EFT Act (Regulation E)
- Consumer Leasing Act (Regulation M)
- Real Estate Settlement Procedures Act (Regulation X)
- Truth in Lending (Regulation Z)
- Community Reinvestment Act (CRA) (Regulation BB)
- Funds Availability Act (Regulation CC)
- Truth in Savings (Regulation DD)
- COPPA (Children’s Online Privacy Protection Act)
- E-Sign Act
- Web Linking
- Online Privacy Protection (GLBA)
- Bank Secrecy Act (BSA), Know Your Customer (KYC - CIP), and OFAC
- Fair Housing Act
- EEOC - Human Resources - Employment
- Americans with Disabilities (ADA)
- Health Insurance Portability and Accountability Act (HIPAA)
- Public Disclosure (Regulation FD)
- Terms of Use Disclosure
- Customer Complaints
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A report will be delivered stating regulatory violations, along with methods of resolution. An additional re-audit will occur after corrections are made. You can also expect to
receive a badge of certification. |
